Tools

Savings calculator, worksheet, planner and guide

Everything here works on this page with no sign-up, and nothing you type is sent anywhere. The calculator never supplies an interest rate, because rates change and differ by account: you enter the one you want to test. These tools are general information, not financial advice. For help with a decision about your own money, talk to a licensed adviser.

Calculator

Savings Growth Calculator: Compare Two Interest RatesEnter a starting amount, a monthly deposit, years and a yearly rate to see the balance and interest earned. Compare two rates side by side. Formula shown.

Worksheet and planner

Subscription Audit Worksheet: Annual Cost of Recurring BillsA printable worksheet to list subscriptions and recurring costs, turn each into a yearly figure (monthly x 12) and mark what to cancel or review. 30-Day Spending Pause Planner (Tick-Off and Printable)A tickable, printable 30-day planner for pausing non-essential spending: set your rules first, tick each day, and decide where the unspent money goes.

Choosing guide

Choosing a Savings Account Type: What to CompareCompare savings accounts, money market accounts and CDs by access, fees, insurance and rate type, with a short checklist. No rates or account names.